Meet Our Faculty Of 203k Loan Experts
The foundation of Rehab Loan Network is built on a belief that a dedicated group of 203k Renovation Loan Experts can combine their experience and resources to raise the standards of professionalism and education within the rehab lending industry.
To ensure a successful Home Renovation project, participating real estate professionals require special training on the procedures and changing lending guidelines that impact how and where loans get funded.
By organizing some of the top mortgage branch managers, HUD underwriters, industry trainers and 203k consultants to serve as the core leadership for our expert community, RehabLoanNetwork.com can effectively meet the high standards and needs that homebuyers expect.
Faculty Roles & Responsibilities:
- Training - Online and live seminars for agents and mortgage originators
- Communication - Updating the community on program and lender changes
- Education - Participating in the ongoing CE process
- Networking - Connecting with the other experts across the nation
- Efficiency - Sharing information that will help the members improve their systems
- Marketing - Working as a team to help consumers find the true experts in their city
Our Faculty of Experts have earned their position of leadership by demonstrating that they have the skills, knowledge and passion to help other Rehab Loan Professionals across the country master their trade.
Meet The Faculty
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Leesa Sandoval - National 203k LenderPrime Lending, A PlainsCapital Company Leesa Sandoval is located in Dallas, TX, and has been specializing in FHA 203k Rehab Loans for over 8 years. Like many of our 203k experts, Leesa does not quit working with a client when the deal funds. Her team checks in regularly during the construction phase to obtain status updates and be sure the project is moving along in a timely fashion. Leesa's attention to detail and heavy involvement with the entire rehab process on each project is one of the reasons she is known as a top Rehab lender in her state. Her expertise ranges from FHA 203k, Fannie Mae HomePath, Renovation and Escrow Holdbacks and Energy Efficient Mortgage programs. Bottom line, repairs do not scare Leesa, and she has been successful in helping her clients and real estate agent partners share in her confidence. In addition to her knowledge about the 203k process, Leesa brings a special social media savvy to Rehab Loan Network due to the fact that the majority of her purchase business is a direct result of her 203k Loan Blog and other online activities. Connect With Leesa Online:
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Mike Wilcox - National 203k ManagerAcademy Mortgage, Colorado Mike has been in the mortgage industry for the last 17 years. He started doing renovation loans at Wells Fargo back in 2005. In 2008 he decided to move over to Academy Mortgage where he was given the opportunity to rund and develop the 203K program. He took a unique stance and developed a system around closing 203Ks under contract time frames, which as you know is a very rare thing in the industry. He teaches CE courses on the 203K and has a passion for educating and spreading the word about the product and how it can help. |
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Skip Schenker - 203k Mortgage Expert / TrainerRenovation Lending Institute Skip Schenker did his first FHA 203(k) loan in 1994 and has been hooked ever since. He has successfully completed and managed over 1,000 renovation & construction loan transactions from VA to CA. As a licensed contractor in his previous career, he was uniquely prepared for renovation loan programs. Skip has been an advocate for renovation financing to the REO and Default industry since he spoke at his first REO Conference in 1997. He has dedicated a good part of his career to education. He has offered a 3 Hr. DRE Approved CE course on Renovation Financing since 1999 and has recently launched www.RLIUniversity.com certification training for Asset Managers, Realtors, Lenders and Contractors. Connect With Skip Online
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Scott Smith - 203k Mortgage ExpertAcademy Mortgage, Phoenix Scott Smith is the local 203k expert for Academy Mortgage in the Phoenix, Arizona area. His professional partners count on Scott's reputation for getting even the most difficult loans done. Each loan is personally prepared in-house by Scott and the Academy Mortgage team. Whether it's the complexity of an FHA 203K loan or the intricacy of a foreign transaction, the process is made simple and stream-lined by this one-stop mortgage method. He has been leading the charge on educating his agents about the benefits of renovation lending, and Scott's track record of successful Rehab Lending projects is why the majority of his business comes from past client referrals. When he is not spreading the good word about 203k, Scott loves to explore the outdoors hiking with his wife, or hang out with his football buddies. Connect With Scott Online:
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Jeff Onofrio - Director of Renovation LendingAnnieMac Renovation Lending Jeff Onofrio was named the Director of Renovation Lending for AnnieMac Home Mortgage after years of success training and originating FHA 203k mortgages for various companies. In his current role he trainings inside loan officers, branches, real estate agent offices and contractors on the benefits of the FHA 203k mortgage program. His belief that education is the key to the program is what drives him to reach everyone possible. Jeff's dedication to teaching real estate professionals how to help their buyers find great properties is why his experience is so valuable to the RehabLoanNetwork.com community. Connect With Jeff Online:
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Bo Smith - 203k Mortgage ExpertCornerstone Home Lending, Inc Passionate about buying a home? Excited about making a difference in your life? Wanting to change the way you live? That is what describes Bo Smith's approach to a mortgage application. Gone are the days of easy lending, lowest rates, and cutthroat approach to our business. Bo listens to your concerns and addresses them in a way that solves your search to turn a house into a HOME! Licensed in AL, MS, TN, AR, and LA Bo aka BoKnowsMortgages.com specializes in all mortgages but particularly FHA203k REHAB and Energy Efficient Mortgages. |
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Joseph P. Daly - Renovation Lending ManagerAmeriFirst Home Mortgage Joseph P. Daly is the National 203k Lending Manager for one of the top FHA 203k lenders in the country: AmeriFirst Home Mortgage. You can see Joe's expertise in action in this collection of videos: FHA 203k Loan Working in the Dayton/Cincinnati area for close to 20 years, Joe promotes and educates his fellow AmeriFirst loan officers and real estate agents across the country on the full benefits of the FHA 203k loan program. In fact, Joe helped AmeriFirst coin the term But Loan. With a sense of humor, creativity and a fire for the king of home improvement loans, Joe has a lot to say about the 203k. One of Joe's most favorite activities is teaching his three-hour Continuing Education course to REALTORS. Throughout his last 17 years in both the origination and management of renovation loans, Joe's mission has always been to increase the awareness of the 203k loans and help it become a household name. Americans, more than ever, need a mortgage product that allows them to roll-in the costs of repairs and improvements into their new mortgage. This loan does just that Joe is considered to be one of the top subject matter expert of the FHA 203k loan in the nation. Connect With Joseph Online:
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Gary Smith - 203k Contractor / HUD ConsultantEnergy Rated Homes of Mississippi A seasoned veteran of the construction industry since 1974, Gary Smith brings his years of experience as a licensed builder, home inspector, energy rater and FHA/HUD Consultant to the Rehab Loan Network community. Recognized as the 2009 Builder of the Year by the Home Builders Association of Jackson, Mississippi for his state wide participation as a green building advocate, construction consultant and membership representative Gary specializes in real estate inspections, indoor air quality evaluations, construction consulting and home building and buying support, which definitely helps give our national network of 203k professionals a unique perspective of the final process of rehabbing a home. In addition to his HUD 203k Consultant insight, Gary runs the top 203k Loan Forum, where hundreds of the top home renovation professionals network, educate and discuss every detail of the process. If you want to know anything about a home renovation project, Gary is always talking 203k. Connect With Gary Online:
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Timothy Swierczek, MMS - 203k Mortgage ExpertCornerstone Mortgage Company Tim Swierczek (pronounced: swer-zic) is an active originator with with Cornerstone Mortgage Company, a Houston-based financial services company committed to using our God-given talents to make a positive contribution to the lives of its employees, customers, shareholders and the people who provide services to us. Tim & Cornerstone always meet the agreed upon closing date. A business-development and origination expert, Swierczek has owned his own brokerage and has served the mortgage industry for over nine years. He has served on board of directors of the Minnesota Mortgage Association (MMA) for 4 years where he served as the 2010-2011 President. A testament to his commitment to continuing education and ethical business practices, Swierczek has earned the Minnesota Mortgage Specialist designation and was named to the Minneapolis/St Paul Magazine 2011 Super Mortgage Professional List (November 2011 issue). Swierczek attended the University of Minnesota and currently resides in St. Paul with his wife daughter and two sons. Connect With Tim Online: |
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Vito Simone - 203k Contractor / HUD Consultant203k Services Over the past 25 years Vito Simone has been a broker/owner of his own real estate company, a former HUD Broad Listing Broker, licensed home improvement contractor and FHA Loan Continuing Education Instructor for Real Estate Agents He has been involved with more than 1,000 home renovation projects in his various capacities: real estate broker, contractor and HUD 203k Consultant with most of his projects working through the FHA 203k program. Due to his extensive work within the real estate industry, Vito is the perfect ambassador for the 203k loan program to teach REO or Short Sale agents about the value and benefits that renovation loan programs can offer their business and community. Connect With Vito Online:
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Jason Klaskin - Branch ManagerAcademy Mortgage, PA Jason Klaskin is the Branch Manager of Innovative Mortgage Concepts, A Division of Academy Mortgage Corp. located in Harleysville, Pennsylvania a Montgomery County suburb of Philadelphia An experienced mortgage professional, first-time home buyer coach, financial author and industry speaker / trainer. Jason has been coaching his real estate agent partners about the 203k rehab program with great success for years, and has proven that the right renovation team can make a positive impact on a local community. Recognized as one of the top producers within his national mortgage company, Jason's leadership and training skills contribute to making RehabLoanNetwork.com one of the top expert networks for renovation lending professionals. Connect With Jason Online: |
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Ryan Minick and Steve DeLon - Branch ManagersFirst Republic Mortgage Steve and Ryan have a unique approach to how they educate their borrowers and real estate agents about FHA 203k loans both online and off. With a growing list of powerful web sites, 203k blogs and video training centers, The 2 Mortgage Guys help contribute to the social media savvy that give the members of Rehab Loan Network a competitive advantage. We are seasoned Mortgage Loan Officers who live and work in Indiana. We have built an incredible database of repeat and referral customers who rely on us for their mortgage advice. We believe in educating home buyers throughout the entire loan process. We specialize in USDA No Money Down loans & FHA 203k Renovation/Rehab loans. We're Indiana's #1 USDA mortgage lender and Central Indiana's top mortgage team. First Republic Mortgage is a member of Lenders One, a national alliance of independent mortgage bankers. We are an Indiana owned and operated company and have our full FHA Eagle. First Republic Mortgage is the largest USDA Rural Housing lender in the state. Our professional staff averages over 18 years of mortgage banking experience. We have local processing, In-House Underwriting and fund our own loans. We offer hundreds of loan programs including: Conventional, FHA, VA, Jumbo, New Construction, USDA Rural Housing and Indiana Housing Authority. Connect With Ryan and Steve Online:
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Bob Rutledge - 203k Mortgage ExpertUSA Mortgage Bob has been a mortgage loan officer since 1995, gaining valuable experience and knowledge from closing 1000s of mortgages, and having spent several years as a Direct Endorsed FHA Underwriter. /p> Bob recently obtained his certification as a FHA 203k Renovation Loan Officer in 2010, he closed his first FHA 203k mortgage in 1998 and has been going strong ever since. USA Mortgage is a leader in FHA 203k mortgages closing more than any other mortgage banker in the State of Missouri. With a business built on referral relationships and leadership in his local Saint Louis market, Bob has has a long history of training hundreds of real estate agents how to take advantage of renovation loan programs to expand their services to home buyers and sellers. Connect With Bob Online: |
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Derek Egeberg - Branch ManagerAcademy Mortgage, Yuma Derek Egeberg, Branch Manager and Mortgage Professional for Academy Mortgage in Yuma. Derek has over 11 years of experience in mortgage lending as well as over 20 years of business experience in Yuma. Derek brings two passions with him everyday. 1. Helping first time home buyers overcome their fears and misconceptions about necessary down payments and credit history 2. Helping educate current homeowners on the New Rules of Equity Management andHow to Manage Your Mortgage to Create Wealth These two passions along with exceptional service and a personal touch allow Derek to guide his clients through the home loan process. Connect With Derek Online:
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Jonathan Blackwell - 203k Mortgage ExpertHomePath Renovation Mortgages Jonathan is located in Atlanta, GA and professionally licensed to originate mortgages throughout the Southeast. Specializing in FHA 203K, HomeStyle and HomePath renovation loans since 2007, Jonathan and his team are responsible for over $25M in closed renovation loan volume. His professional achievements include being recognized as the top Renovation Loan Specialist in the Georgia for 2009 & in the Southeast region for 2010. Jonathan is originally an Alabama native and graduated from Auburn University. Connect With Jonathan Online: |
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Steve Lines - Branch ManagerAcademy Mortgage, AZ Steve Lines is a Branch Manager for Academy Mortgage in Arizona. He is a seasoned, bilingual mortgage professional who has been a top-producing loan officer since he began his mortgage career in 1996. In addition to being a Branch Manager for Academy Mortgage, he also is a licensed instructor through the Arizona Department of Real Estate (Instructor No. I09-0090) and enjoys teaching Real Estate Continued Education and Mortgage Loan Originator Licensing courses at the Arizona School of Real Estate and Business. Steve is an Arizona native, an accounting graduate from Arizona State University and a former Big 4 auditor. Connect With Steve Online:
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John Thomas - Branch ManagerPrimary Residential Mortgage John R. Thomas is the branch manager and a certified mortgage planner for Primary Residential Mortgage in Newark, Delaware. He is the author of the book, Your Guide to Buying Your First Home in Delaware. John is an expert on FHA 203k Loans and is a certified renovation loan specialist. Committed to education, John also teaches classes on FHA 203k Loans to real estate agents and contractors. |
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Bill Sohan - Branch ManagerAcademy Mortgage, Maryland Bill Sohan is a Branch Manager for Academy Mortgage in Maryland, and is best known by local real estate agents as a 203k Rehab Loan expert. With an onsite staff that includes two underwriters, three processors, two closers and a funder, Bill is confident that there is not another lender in Maryland that can close a loan faster. His commitment to training loan originators and real estate agents about the renovation lending process is why RehabLoanNetwork values his participation in our expert faculty. Connect With Bill Online:
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We Are Not The Government.
RehabLoanNetwork.com is an expert network of 203k lenders, contractors, consultants and real estate agents. This website is meant for informational purposes only.